While you may be insured by an insurance plan, sometimes mental health benefits might not be covered. Please be sure to verify your coverage by calling the customer service number on the back of your insurance card. The following are questions you may want to ask:
1. Do I have Out-of-Network benefits for mental health/behavioral services? If Yes;
2. Do I have a deductible for Out-of-Network mental health/behavioral services? How much is it, and what is the remainder of my deductible?
3. What is the reimbursement rate for mental health/behavioral services?
(The usual reimbursement rate is 50%-80% (e.g. if the insurance says 80% it means they cover 80% and you are responsible for 20% of the cost after any deductible is met.
If your Insurance plan does not have out of network coverage, then it will likely not cover your sessions.